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Below are our articles on the subject of Getting a Job. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
All About Self-Invest Personal Pensions
In recent years SIPPs have become extremely popular with those looking to have a greater say in how they run their own pension investments....
All You Need to Know About Reaching Retirement
Reaching retirement age is a milestone that should be celebrated; now is the time to relax and do all the things you’ve always wanted to....
Alternatives to Pensions
Alternatives to pensions are a good idea as a back up plan to your existing pension; some investments are very flexible compared to pensions and will give easy access to your money and are tax free....
Annuities: A Rip Off or a Complex Retirement Product?
Many soon-to-be pensioners have been shocked at how their hard-earned pension pot is suddenly transformed into a tiny income thanks to their annuity. So are annuities a rip off product or are they mor...
Annuities: What Are the Alternatives?
The inflexibility of pension annuities has been a major source of frustration for pensioners for many years. However, since 2006 a number of alternatives have been created for those approaching retire...
Assessing Your Assets
Towards the end of your career is the perfect time to take stock of your material worth and begin assessing your assets that will see your through your retirement years....
Avoiding the Common Scams in Retirement
It is a fact that one third of all scams are perpetrated on senior citizens, but there are a few key factors to look out for that may help you to avoid common scams....
Bank Loans for the Retired-What You Should Consider
With retired people having a higher level of annual income than ever before there should really be no discrimination when it comes to bank loans for the retired....
Buying Abroad
Buying property abroad can be the dream you have been working towards all of your life or it can simply make sense as an investment opportunity....
Calculating Retirement Income
If you are approaching retirement, you'll need to think about how much of an income you will have to live on. This article outlines the key things to consider when calculating your retirement income....
Can I Continue to Work and Receive DB Pension?
If an employee wishes to work beyond retirement age, can they begin drawing from their defined benefit pension?...
Can You Close Your Pension Shortfall?
If you are facing retirement with a pension shortfall there are things you can do. This article explains how to close gap between your retirement income and your retirement outgoings....
Can You Make Money from Blogging?
Many retired people are turning to the internet to supplement their retirement, and one of the easiest ways to do this is through blogging. But just what does blogging entail and how can you make mone...
Cheaper Car Insurance in Retirement
There are great deals to be had on cheap car insurance for retired people, and discounts can be 75% less than the quotes offered by high street brokers....
Cheaper Communication Options
If you are living on a pension then seeking out cheaper communication options will help stretch your cash, and with communication companies vying for your custom there has never been a better time to ...
Choosing a Credit Card When Retired
Many retired people may find it difficult to obtain credit cards due to a decrease in income, but there are a few options available that can be considered....
Considering Further Education
Further education for senior citizens plays an important role in keeping the mind active and the body healthy, and it is also a great way to find a new social circle....
Continuing to Work After Retirement Age
More people than ever before are continuing to work after retirement age not just for the financial benefits but also to ease themselves out of the working process more gradually....
Coping With a Job Interview at Age 50 Plus
This article looks at the key points anyone over 50 should consider before a job interview....
Could Tax Changes Ruin Your Retirement Plans?
Proposed changes to the capital gains tax threshold could have potentially disastrous implications for those without a pension but relying on a second home for their retirement....
Creating the Perfect Retirement Cv
Creating a brand new CV after retirement may seem like a daunting task. What format should it take? What should you include and what should you leave out? This article gives you advice on how to creat...
Dealing With a Deceased Partner's Money
It may not be easy dealing with a deceased partner's debts, bank accounts, savings, tax, insurance and pensions. Advice and help is available, though....
Discount on Local and National Transport
Senior citizens over the age of 60 can obtain a wide range of discounts on local and national transport throughout the UK giving a perfect excuse to visit friends and sightsee....
Discounts for Senior Citizens
Discounts for senior citizens are an excellent way to help stretch the financial budget throughout the year, but remember, you may have to ask for them....
Discounts on Holidays
Many holiday companies offer discounts on holidays for senior citizens and you can often find some great last minute bargains via the internet....
Discounts on Travel Insurance
With insurance companies competing for new customers there are some great deals to be found when looking for discounts on travel insurance for senior citizens....
Does Part Time Work Affect Your Pension?
Working when retired can make difference to your tax free allowance and your extra income could mean you will have to pay tax....
Early Retirement
Early retirement may only be an achievable dream if you have planned your investments, and managed your savings and debts wisely throughout your working life....
Eating Well for Less
Eating well for less does not mean cutting out luxury foods once in a while, it simply means maintaining a healthy diet while keeping a healthy financial budget....
Employment Options for the Retired
More people than ever are working well past retirement age, and the amount of employment options available for the retired has grown to reflect this....
Financial Impact of Living in a Caravan or Motorhome When Retired
Caravans and motorhomes can be a good form of investment if rented out when retired, and doing this can actually offset the expense of the original financial outlay....
Financing Long Term Care
There are many rules and regulations regarding whether the state will finance long term care or whether you will have to provide the financing yourself....
Financing Retirement Challenges: World Economic Forum Report
The World Economic Forum has produced a report about financing retirement. The report's proposals affect everyone and refer to topics such as pensions, healthcare, annuities and retirement savings....
Find a Legitimate Job Working from Home
This article looks at the positive, and negative, aspects of working from home, and the scams to look out for....
Finding Alternative Retirement Funding Options
pension, retirement, savings, fund, investment, tax, risk, property, bonds, stockmarket, winning, return, rate...
Getting a Better Pension
Approaching retirement? This article contains some key steps you should consider to help you make an informed decision about your pension....
Grants and Funding for Senior Citizens
Grants and funding for senior citizens can go a long way when it comes to making up an adequate income, especially for those who have little savings or personal pension plans....
Guide to Retiring Abroad
It is estimated that nearly a million Britons have already retired abroad. But before you decide to join them and find your own place in the sun, what key facts about financing your retirement should ...
Health Insurance
Health insurance is seen by many as a necessary alternative treatment on the NHS, and although it is a costly option you may find it does have many financial benefits....
Help With Financial Problems
No matter what age you are money worries are a scary prospect, retirement can bring its own financial problems, and seeking out professional help is the first step to easing these worries....
Housing Options for the Retired
Choosing the right housing option when you hit retirement could make all the difference to your standard of living in your later years....
How Much Should You Invest in a Pension?
How much you should invest in a pension is a question that should be considered at as young an age as possible in order to maximise your pension fund....
How To Get More From Your Pension
When you retire and receive a pension you may think that your options for investing your money are now over, but making a few wise financial choices can allow you to get more from your pension fund....
How to Have a Happier Retirement
Retirement can be a worry for some people, but there are things you can do to try to improve the quality of your retired life, and ensure that you have a happier retirement....
How to Start Your Own Investment Club
Increasing numbers of investors are shunning equity funds and investing in the stock market directly through investment clubs. So how do investment clubs work and what do you need to know before start...
How Will the Budget Affect Pensioners?
Welcome to George Osborne's 'age of austerity', as spelt out in the new Government's recent Budget. But what implications does the Budget have for pensioners?...
Inheritance Tax
With a 40% tax charge, inheritance tax is seen as one of the highest tax charges but there are exemptions that may well mean you can avoid paying this tax....
Inheritance Tax: The Facts
The old saying goes that there are only two certainties in life: death and taxes. Never is this more true than with inheritance tax, which is paid on the estate when someone dies. Here are the importa...
ISAs (Individual Savings Accounts)
ISA's are a great tax free savings investment that you will easily be able use as a rainy day fund....
ISAS or SIPPS? Controlling Your Retirement Savings Pot
Which is the best home for your retirement savings, an ISA or SIPP?...
Life Insurance
Taking out a life insurance policy is a way of ensuring that your family and loved ones are not burdened with your financial arrangement or debts after your death....
Maintaining Fitness and Health in Retirement
Maintaining and adequate health and fitness routine in later life need not mean rigorous exercise but slightly adjusting your your everyday activities....
Managing Your Cash During Retirement
For many people facing retirement, the nightmare scenario is that they live long enough to outlast their savings. If you want to manage your cash successfully during retirement, here are some useful t...
Maximise Your Earnings Past 65
Greater numbers of pensioners are choosing to work part-time or even working full-time in a less demanding job. What you need to know about working beyond 65....
Mortgages For The Retired
Many banks and financial institutes are wary of lending to retired people, but as long as there is a regular source of income or some form of security there may be some options when looking for mortga...
Other Investments
Investing your money for retirement can take many forms but the goal remains the same; making your capital work for you until you need the cash....
Pension Choices
No matter what your employment status is there will be a pension choice that can be flexible enough to follow you through your life....
Pension Companies Forcing Thousands Into an Impoverished Retirement
Recent research has revealed that British pension companies charge some of the highest pension fund management fees in Europe. What impact do these fees have on pension funds and could they force pens...
Pension Contributions Q & A
The rules regarding pension contributions can be confusing, and can vary depending on whether you are paying into a person or company pension. This article answers some of the most frequently asked qu...
Pensioner Savings Q & A
Got a question about your pension savings? Below are the answers to a number of questions from those approaching retirement regarding their savings....
Pensioners Facing a Dilemma Over Dividends
Pensioners and other investors who rely in dividends as a main source of income have been particularly hard hit by the credit crunch and the recession. This article explains the dividends dilemma curr...
Pensions for the Self Employed
Pension plans for the self employed are similar to pensions for those who work for an employer; however there may be some exemptions and tax implications to be considered....
Pensions from Your Employer-What You Need to Know
For most people, occupational pension will be their main source of income during retirement, and with employer contributions they are a smart investment....
Pensions: How to Take Control of Your Pension Pots
Confused by the number of different pensions you've saved into over the years? The sooner you start taking control over your different pension pots, the more relaxed you can be about your retirement....
Pitfalls to Avoid With Your Retirement Savings
Knowing the financial pitfalls to avoid when making retirement plans should help when making investment choices and may ensure a better chance of a good retirement income....
Planning Ahead Financially
Planning ahead financially for your retirement should start at as early an age as possible in order for you to acheive an adequate standard of financial income when you reach retirement age....
Planning and Financing Funerals
Planning and financing a funeral can be stressful. But it's possible to ease the burden by looking ahead and considering options such as pre-paid policies and life insurance....
Planning Your Retirement: Case Study
In this retirement planning case study, we look at how James (53) can boost his pension pot and explain why he should be planning now for a more comfortable standard of living during his retirement....
Public Sector Workers to Pay More Into Their Pensions
As the Government looks to slash the costs of public sector pension schemes, millions of public sector workers could find themselves being asked to pay more into their pensions, or being forced into r...
Questions to Ask Yourself When Approaching Retirement
Facing your retirement can often be daunting. If you are reaching retirement, here are some key questions that you should ask yourself....
Reallocating Your Assets to Suit Retirement
Getting your asset allocation right is the most important decision you can make with regards to your investments. This article explains how you should reallocate your assets to suit your retirement ob...
Retirement Villages
Retirement villages have become a very welcome accommodation option for those who wish to retain their independance yet be part of a secure community....
Retiring Abroad
Often seen as the ultimate dream for a great many people, retiring abroad does bring its own issues to be carefully considered, not least of which are medical and financial....
Retiring Abroad Country Choices
Choosing the country you intend to retire abroad to will be dependant on a number of factors including climate, medical care, property prices and tax....
Saving for Children and Retirement
Saving for your children and retirement may prevent the need to use your own retirement funds to pay for future expenses such as weddings and university fees....
Saving on Household Energy Bills
Saving on household energy bills requires very little time and effort and can save the average household hundreds of pounds per year....
Savings and Investments
Making the decision whether to put your money into savings or investment for your retirement will be dependant on a number of factors....
Should I Retire or Keep Working? A Case Study
In this case study we look at Anthony, 64, who is worried that if he retires now he'll be facing a sharply reduced pension payout. Should Anthony retire or keep working?...
Should You Defer Your Pension?
Why would anyone want to defer their pension? Simple, because the UK Government is offering you a strong financial incentive to do so....
State Benefits for Those on Low Income
State benefits for those on low income are vital payments that can take some of the financial strain from those living on a state pension, or those with a very low personal pension....
State Benefits For Those With a Disability
There are various state benefits for those with a disability that can be claimed for ranging from financial payments to tax relief and help with owning or leasing a car....
State Pensions and Benefits
All state pensions and benefits should be applied for before, or as soon as state retirement age is due to ensure prompt payment and to confirm eligibility....
Stocks and Shares
Investments in stocks and shares are a way to increase your future finances, but how much of a return you achieve will depend on your attitude to risk....
Taxation and Pensions
As long as you have all the relevant information and the correct tax code then taxation and pensions does not need to be a confusing subject....
Ten Important Facts About Annuities
Annuities are often considered to be a thorny and complicated subject for people facing retirement. Here are ten important facts about annuities that everyone needs to know before they choose their re...
Ten Questions for Senior Jobseekers
More and more people who have reached retirement are finding that for them, there is still work to be done. If you are a senior jobseeker, these 10 questions should help you find the right job for you...
The 12 Biggest Pension Mistakes
Your pension should be your greatest asset as you enter retirement, but if you make a mistake with your pension in the years before you retire you could end up paying for it for life. Here are the twe...
The Excessive Retirement Charges Affecting Pensioners
Disturbing reports have emerged of pensioners living in private retirement developments being hit with exorbitant service charges and excessive fees. Now the Government is being urged to launch a crac...
The Government's New Work Based Pension Scheme
From 2012 millions of workers who are not paying into company pension schemes will automatically be enrolled into what the Government has termed ‘qualifying work-based pension schemes’....
The Pensioners Forced to Retire on Just £2,000 a Year
The pension shortfall is worsening, with seven out of every ten pensions forced to retire on less than £2,000 a year....
The Pros and Cons of Equity Release
Equity release, whether in the form of a lifetime mortgage or home reversion scheme, frees up capital in a home. But homeowners should consider the benefits and disadvantages carefully....
The Winter Fuel Allowance
The winter fuel allowance is a tax free annual payment that can spent however the claimant wishes, and should be figured into any retirement budgeting plan....
Tips for Investing Successfully for Your Retirement
There are many people who claim to have tips for investing successfully, but there are no guarantees when looking to make a large return on your money....
Types of Annuity
An annuity should be a way to receive a fixed amount of income when you retire, but there are ways to receive better rates of income with or without risk depending on the types of annuity considered....
Understanding Taxes Paid on Pension Income
When you retire, you might still be required to pay income tax on your pension and other investments. This article looks at the level of taxes you will be expected to pay on your pension income....
Understanding the 'Open Market Option'
When it comes to setting a good level of income for retirement, it certainly pays to shop around. But how much do you know about the Open Market Option, and how it can boost your retirement income?...
Using Your Home as Income
home income renting equity retirement...
Ways to Budget Effectively in Retirement
There are many ways to budget your money once you have reached retirement age, and keeping an eye open for discounts and bargains will make your pension stretch farther....
Ways to Make Money on Your Property
There are many ways to make money on your property that can bring in a tidy profit and help pay off your mortgage....
Ways to Supplement Your State Pension
These are difficult times for most people, but especially for pensioners. Here are some useful tips on how pensioners can help to supplement their State Pension....
What to Do With a Low Pension Fund Forecast: Case Study
Annuity rates have been at record lows in recent years, but thankfully pensioners no longer have to accept the first quote they get. Negotiation can sometimes lead to a significantly improved annuity ...
Where to Get a Good Financial Advisor
Finding a financial advisor is easy, simply look in any phone book and take your pick, however, finding a good financial advisor that you can trust will take time and research....
Why BP's Oil Spill is a Disaster for UK Pensions
The BP oil leak has been disastrous for the company, but what are the implications for UK pensions?...
Why Older Investors Make Wiser Investors
A recent investment survey made for illuminating reading. Older investors may not be quite as conservative with their money as their younger counterparts. The survey demonstrated that older investors ...
Why Quantitative Easing is a Worry for Retirees
What exactly is quantitative easing, and why should pensioners be concerned about its long-term effects?...
Why Remortgaged Pensioners Fear Retirement Poverty
After years of being encouraged to remortgage and release equity within their homes, millions of soon-to-be pensioners are now finding themselves facing the daunting prospect of a poverty of retiremen...
Why the CBI is Pushing for a Delay on Enforced Retirement
The Confederation for British Industry is pushing for a delay to plans from the coalition Government to scrap the default retirement age....
Winter Fuel Allowance, How do we Get it?
The winter fuel allowance is an annual payment to those aged 60 and over and there are some stipulations governing who is eligible and the actual amount of payment....
Your Pension: How to Make a Complaint
If you were unhappy with your pension, would you know how to make a complaint?...
Your Retirement Questions Answered
For some people, facing retirement feels like stepping into the unknown. Here are some answers to important questions relating to retirement...